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Financing your Home Improvement has never been easier

At US Siding and Roofing, we understand that investing in your home can be a significant financial decision. That’s why we’re proud to offer flexible financing options to make your dream renovation a reality.

Streamlined Financing Solutions

We partner with trusted lenders to provide you with a hassle-free financing experience. Our pre-approval process is quick and convenient, with approvals typically granted in under 10 minutes through a soft credit pull that won’t affect your credit score.

Financing Options Tailored to Your Project

  • Projects Under $30,000: Enjoy a comfortable 12-month financing plan with 0% APR. This allows you to spread your payments over a manageable timeframe without incurring any interest charges.
  • Projects Over $30,000: Take advantage of our extended 15-month financing offer with 0% APR. This extended plan provides even more flexibility for larger projects, keeping your monthly payments comfortable.

 

 

 

Common Financing FAQ's

You can re-apply after 30 days, or another member of the household can apply. Applicants must be listed as owners of the property.

You can re-apply after 30 days, or another member of the household can apply. Applicants must be listed as owners of the property.

No co-applicants are accepted at this time, but someone else in the household can apply if the original applicant is denied. Applicants must be listed as owners of the property.

In the credit approval process, you’ll be asked your individual “gross yearly income.” Please be as accurate as possible. If further clarification is required, you may be asked for “proof of income” through a W2 or a pay stub. (This verification only impacts a very small percentage of customers.)

60 days. You must sign your loan agreement within 60 days of receiving approval.

Home improvement financing through Mosaic dates are based on first payments to the partner. For roofing or windows/doors, we make our first payment to the partner as soon as the customer signs the contract.

If you pay off your loan before the promotional period end date, you don’t owe any interest. If you don’t pay off your loan prior to the promotional period end date, you are able to pay off the loan amount at any point and you’ll only pay for interest that has already accrued. Mosaic does not have any prepayment penalties.

If the balance of the loan is paid in full by the promotional period end date listed on your monthly statement, you owe no interest. If the loan balance is not paid in full by the promotional period end date, you owe the amount of accrued interest on your most recent monthly statement, and you will have to start making monthly payments on your loan.

You can pay off the loan amount at any point and you’ll only pay for interest that has already accrued. Mosaic does not have any prepayment penalties.

US SIDING & ROOFING

“US Siding is here to make sure homeowners get the remodeling services they deserve”

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